To quote Michael Douglas in his flick Wall Street – Money Never Sleeps, “the generation is the NINJA generation – No Income, No Job, No Assets.” We would like add an ‘S’ to it, which would mean No Savings too. But then, you can’t blame the generation, money has come to them at a very young age and that too very easily. Lack of proper financial guidance coupled with a lifestyle that encourages more spending than saving has elevated the concerns of parents and guardians alike who can foresee an insecure future of their children.
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